Renfi-Extra

A personal loan to upgrade your home

Giving Canadians more flexibility for special home amenity purchases.

Powered by Fintech making it faster, safer and easier

Rates as low
as 1%

Rates from 1-1.59% monthly.

Get up to
$50,000

Use the funds to add the home amenity you have always dreamed of.

Next Day
Funding

With our non mortgage security, you can have your funds in your bank account by tomorrow.

Multiple Payment Options

With a variety of payment options, you can plan when and how to payoff your loan.

The uses are endless

Renfi provides homeowners with fast and frictionless financing for many home amenities. Below are just some of the examples.

Backyard Office Pod

Hot Tub and Spas

Above Ground Pool

Gazebo

How it Works

Using 256 bit bank grade encryption enables us to keep your personal information secure and private in order to give you unparalleled speed and ease for the entire application process.

1 minute application

Approval within 15 minutes

Get Funded

Renfi offers TWO PAYMENT options

Interest Only

Payments with the principal paid out at the end of a 36 month term

Or

Interest + Principal

Blended payments with no principal due at the end of a 120 month term.

*All Renfi loans are fully open with no pre payment penalty.

WHAT’S REQUIRED?

For a Renfi loan we require:
Proof of intention to sell. Which can be :

Reach out if you don’t have the above.  😉 

Payment Example

All Renfi Extra Loans are fully open with no prepayment penalty with terms ranging from 36-120 months.

Loan Amount

$25k

=

Monthly Payment

$250

=

Total Due at
End of Term

$25k

Loan Amount

$25k

=

Monthly Payment

$466.68

=

Total Due at
End of Term

$0

WHAT’S REQUIRED?

For a Renfi loan we require:
Proof of intention to sell. Which can be :

Reach out if you don’t have the above.  😉 

Don’t just take our word…

Here’s just a few of the things our customers are saying.


"I will always be appreciative to the quick response to resolve my financial needs. The team was very quick in solving my problem. I will recommend them to all my friends and family in need. The Renfi Team is the best!"
Charmaine L.
Fort Erie, ON

"Working with Renfi has been a pleasure! They are easy to work with, hard working and efficient."
Ben C.
Toronto, ON

"Dealing with Renfi was fast and easy their approval process is great. Their service levels exceeded my expectations. I highly recommend using Renfi."
Nimesh P.
Etobicoke, ON

"My husband and I are rather impressed with the professionalism by you and your team. The quick turnaround and the smooth transaction was much appreciated."
Vivette A.
East Garafaxa, ON

"My experience with Renfi was absolutely great! They are fast, very professional and easy to contact throughout the process. They helped me get funds for my basement renovations even after I just closed on my house."
J-ar B.
Innisfil, ON

"Working with the Renfi team was a pleasure. I highly recommend their services."
Lisa K.
North York, ON

FAQ

We know our company thrives because of you. Take a look at the answers to some of the questions our users typically ask.

RENFI Extras provides homeowners with fast and frictionless financing for many home amenities. For example: hot tubs and spas, home office pods, above ground pools, gazebos, and home theaters.The opportunities are endless!

You can borrow up to 50,000.

If you need more, please reach out to us!

Renfi Extras offers two payment options:

  • Interest only payments with principal paid out at the end of a three year term. This will result in lower monthly payments.
  • Or
  • A blended principal and interest payments, fully amortized over ten years. This means that after ten years, there is no principal due and the loan will be entirely paid off.

All Renfi Extras loans are fully open with No prepayment penalties.

 

The Rates for Renfi Extras loans are between 1%-1.59% monthly.

Not a problem. All Renfi Extras loans are fully open, with no prepayment penalty!

You can use them for many things. Here are just some of the options:

  • Hot tubs
  • Spas
  • Gazebos
  • Above-ground pools
  • Home office pools

 

Please reach out to us if you’d like to know more about something that is not listed here.

Hot tubs

Spas,

Gazebos

Above ground pools

Home office pods

Or backyard man cave;)

No! We register a lien against your property.

We look at multiple factors to determine the lending rate. The value of your home compared to the size of the loan, as well as your credit score and your total debt, are the primary factors we consider.

Still have unanswerd questions? Get in touch