Get the Funding you need to

Borrow up to 80% of your current home value, get approved within
15 minutes and funded within 72 hours, with Renfi renovation finance & loans.

Powered by Fintech making it faster, safer and easier
Powered by Fintech making it faster, safer and easier
Add a Home Office
Add a tenant apartment
Add a pool
Update your kitchen
Add a bathroom

How It Works

Get the cash you need in DAYS, not weeks!

Apply

Try the RenFi Renovation Loan Calculator to understand your max borrowing power, interest rate and payment plan.

Apply Now

Get Funded

Get the loan amount in full and deposited directly into your account. No draws, no inspections, no headaches!.

Learn More 

  • 1
    3 min
  • 2
    15 min
  • 3
    72 hr

Qualify

Using the power and security of Fintech, banking and credit information are obtained directly from source.

View Requirements  

  • 1
    3 min
  • 2
    15 min
  • 3
    72 hr

Apply

Try the RenFi Loan Calculator to understand your max borrowing power, interest rate and payment plan.

Apply Now

Qualify

Using the power and security of Fintech, banking and credit information are obtained directly from source.

View Requirements  

Get Funded

Get the loan amount in full and deposited directly into your account. No draws, no inspections, no headaches!.

Learn More 

How We’re Different

RenFi Loans do not require draw schedules or inspections like typical construction loans do. We eliminate the barriers that slow down the loan process through our proprietary onboarding process which includes no onsite appraisals, a frictionless application flow and a completely digital experience.

0 min

Application

0 min

Approval

0 hr

Funding

“Taking on projects is often worth the investment and time. After remodeling, 74% of owners have a greater desire to be in their home. 65% have increased enjoyment in their home. 58% feel happy and 38% feel satisfied when they see their completed project! 77% feel a major sense of accomplishment when they reflect back on the project.”

“Taking on projects is often worth the investment and time. After remodeling, 74% of owners have a greater desire to be in their home. 65% have increased enjoyment in their home. 58% feel happy and 38% feel satisfied when they see their completed project! 77% feel a major sense of accomplishment when they reflect back on the project.”

Seamless Application Process

No Onsite Appraisal Needed

Fully Funded in 72 Hours

Increase your borrowing power by using up to 80% of your home value

Borrow up to        $150k
Increase your home value by up to          25%
Increase your home's dollar value up to                   $300k

* Above estimates are subject to change based on your home value and location.

Testimonials

  Not convinced yet??

Here’s just a few of the things our customers are saying.


"I will always be appreciative to the quick response to resolve my financial needs. The team was very quick in solving my problem. I will recommend them to all my friends and family in need. The Renfi Team is the best!"
Charmaine L.
Fort Erie, ON

"Working with Renfi has been a pleasure! They are easy to work with, hard working and efficient."
Ben C.
Toronto, ON

"Dealing with Renfi was fast and easy their approval process is great. Their service levels exceeded my expectations. I highly recommend using Renfi."
Nimesh P.
Etobicoke, ON

"My husband and I are rather impressed with the professionalism by you and your team. The quick turnaround and the smooth transaction was much appreciated."
Vivette A.
East Garafaxa, ON

"My experience with Renfi was absolutely great! They are fast, very professional and easy to contact throughout the process. They helped me get funds for my basement renovations even after I just closed on my house."
J-ar B.
Innisfil, ON

"Working with the Renfi team was a pleasure. I highly recommend their services."
Lisa K.
North York, ON
Testimonials

Don’t just take our word…

Here’s just a few of things our customers are saying.


I have worked with the team in the past and I cannot believe how lucky I was to work with people like them. They were understanding, considerate, and kind. It was a pleasure working with these guys!
Mor B.
Mor B.Barrie, ON

Getting things done is easy. Getting things done through others without direct authority can be challenging and frustrating however Izzy has always taken on any of my challenging requests and obtained the necessary authorizations in a fast and efficient manner. He has always been supportive and a pleasure to work with and I welcome any future opportunities to do so again.
John Doe
John DoeToronto, ON

Working with the Izzy and the team was a great experience, they were extremely hard working and respectful! I would absolutely work with them in the future!”
Jen C.
Jen C.Vaughan, ON

Working with Nathan was a breeze I definitely recommend his services
Tobes G.
Tobes G.Toronto, ON

Working with Izzy has been a pleasure! He is easy to work with, hard working and efficient. He was always available to answer questions and help me with any challenges. He often thought of original ideas and proactively figured out solutions to problems we were having.
Sherree D.
Sherree D.Toronto

Working with the Izzy has always been a pleasure. He is an intelligent, charismatic straight-shooter and I knew he always offered honesty and transparency, which was greatly appreciated. I thoroughly enjoyed partnering with him and highly recommend his services to any individual or organization.
Ben C.
Ben C.Toronto, ON

Working with the Izzy has always been a pleasure. He is an intelligent, charismatic straight-shooter and I knew he always offered honesty and transparency, which was greatly appreciated. I thoroughly enjoyed partnering with him and highly recommend his services to any individual or organization.
Ben C.
Ben C.Toronto, ON

FAQ

We know our company thrives because of you. Take a look at the answers
to some of the questions our users typically ask.

RENovation FInancing. 😊

RenFi offers Debt Consolidation loans and Home Renovation /Improvement loans.

A RenFi loan is unique because we can approve our customers within 15 minutes and get you funding within 72 hours. (With most lenders, it takes weeks just for a customer to get approved.)

In addition, the Renfi loan application process is fully digital and it takes less than 3 minutes to apply.

What does that mean for you? It means lots of things!
Here are some things that are NOT required: onsite appraisals, document submission such as bank statements, mortgage documents, tax documents, etc.

You’re welcome. We’re trying to make your life easier. 🏖️

Anything you want! Most loans are used for Kitchens, Bathrooms, Basements, Tenant Apartments, Home Offices, Landscaping and Pools! But the sky’s the limit! Anything you want to add to your home to add value!

A 15 minute approved Renfi home renovation loan can be taken out for as little as $15k and up to $150k. We also do larger amounts. Please contact us for more information.
Need More? Contact Us

RenFi loans are always interest only payments fixed at a 1% monthly interest cost.
A $50K kitchen renovation will only be a $500 monthly payment! 🥳

Still have unanswered questions? Get in touch

View More FAQ’s

© 2021 Renfi Capital Inc, All Rights Reserved. Some conditions may apply. Applying for a loan does not guarantee you will be approved for a loan. All loans are made and funded by Renfi Capital Inc a private lender in Ontario, Canada. All loans are processed through Verico C.O.D Financial Services Inc. FSCO License #10311

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